Rates that reward you
Pay early, save more. Interest drops for every week you settle ahead of schedule.
PachiOnTheGo rate schedule
Pay within week 1
5%
Pay within week 2
10%
Pay within week 3
15%
Pay within week 4
20%
What P500 costs
Settle in week 1 and you repay P545. Settle at the end of the month and you repay P620. Both include the P20 service fee.
If you fall behind
Overdue loans attract a 5% monthly penalty on the outstanding balance. Penalties are capped — they can never exceed the amount you borrowed.
Service fee: P20
Paid on loan payment.